11.  Dermatologists say these nasty little flaws are easier to get rid of than most people might think.

12.  Despite all the signs of success, by 1991 dozens of lawsuits had been filed against the Carlows, charging them with a range of misdeeds.

13.  CURRENCY-SPECULATOR (Undated) _ The most powerful currency speculator you never heard of.

14.  Current insulators on chips have constants of between 3.5 and 4.

15.  Demand for motor vehicles in Asia and parts of Latin America is sagging because of higher interest rates, devalued currencies and higher sales taxes.

16.  Demand for some of the issues in J.P. Morgan's sale last week, for instance, failed to meet expectations.

17.  Desert areas, explained Hasling, tend to get extremely hot because of the lack of cooling rains and heat-deflecting clouds.

18.  Currently, about 45 million Americans have cellular phones, though most of them so far are based on an older analog standard that offers no communications privacy.

19.  Curtis is handling it better than all of us could imagine we would."

20.  Curtis Riggs of Via bus lines said he's still meeting the train in Merced and taking tourists up to the park, using old Highway 132.