71.  Citicorp, has also not increased its outstanding balances on its credit cards as quickly as some competitors.

72.  Citicorp has also not increased its outstanding balances on its credit cards as quickly as some competitors.

73.  Clutter can also increase expense by decreasing efficiency.

74.  Citicorp has not increased its outstanding balances on its credit cards as quickly as some competitors.

75.  Competition for MBAS has also increased the pressure on students to make a decision.

76.  Competitors are also increasing their sales through acquisitions.

77.  Connecticut, long one of the most heavily indebted states, has marginally increased its borrowing under Gov. John G. Rowland.

78.  Cornell has also increased the availability of alcohol-free social activities during the hours that students typically engage in drinking.

79.  Deregulation will markedly increase the number of access points, increasing opportunities for attack.

80.  Diplomats in Europe and other African countries were also increasing pressure on Mugabe.