1.  Any phone company that puts loyalty above flexibility is destined for the morgue.

2.  Deputy Finance Minister Kyosuke Shinozawa said at a press conference today the ministry will not comment on a private company's ratings.

3.  Denise Gilley, vice president for Pac Bell's consumer markets group, will testify Wednesday about the company's firing of the unethical reps.

4.  Denise Senhaux, who is legally blind, said Pac Bell's application should be approved because the company has been a good corporate citizen.

5.  DENISON-COLUMN (Undted) _ When a company wants to develop a new product, what does it do?

6.  Denki Kagaku Kogyo Co., a chemicals and cement company, sold 10 billion yen in 2 percent four-year bonds with DKB Securities Co.

7.  DENMARK'S KFX INDEX was pulled lower by losses in heavyweight stocks such as the parent companies of oil and shipping company A.P Moeller.

8.  Dennehy is one of many actors of national stature who consider Chicago, and especially the Goodman and Steppenwolf companies, to be ideal places to work.

9.  Dennis Bennie, chairman and chief executive of Delrina, said the company would continue to operate from Toronto.

10.  Dennis Cassidy, managing director of corporate finance, at Standard Chartered Asia, said his company fulfilled its underwriting commitment.