11.  Any profits _ none are expected _ will go to the Salvation Army.

12.  Any profits on an asset held for 12 months or less are taxed at ordinary income-tax rates of up to 39.6 percent.

13.  Any punitive damages that are awarded will be given to charity.

14.  DENISON-COLUMN (Undated) _ New technical ideas that are just over the horizon have gotten harder to sell.

15.  Denizens of Martha's Vineyard, relax: President Clinton and his family are not taking their vacation there this year.

16.  Dennis Pendleton, branch chief for cooperative fire protection at the Forest Service in Washington, said on Thursday that 5,340 firefighters are actively fighting blazes across the West.

17.  Denny's has 28 franchise stores in the Houston area and all but one is minority-owned and operated, including 18 that are owned by blacks.

18.  Dentists in both the United States and Britain are advised to use sterile water for immune-compromised patients and those receiving surgery where the gumline is cut.

19.  Denver departures are also halved, from 16 before Sept. 11 to eight beginning tomorrow.

20.  Denver taxpayers are not paying for the airport; it will be financed by fees and taxes collected from airlines and passengers.